"Online layaway is layaway through the internet. It allows consumers to purchase items through scheduled deductions from a checking account.[8][9] Online layaway simplifies layaway for both merchant and consumer by removing the costly, time-consuming storage and bookkeeping processes. Layaways remain at the distribution center during the layaway period instead of taking up valuable retail warehouse space.[4] Just as consumers used layaway payment plans to purchase products at brick and mortar stores in the past, they can also use layaway to pay for online products and services which serves as an alternative budgeting tool and a means to avoid debt.[10] Products and services that have layaway offerings online vary from net books to home gyms and from concert tickets to layaway vacations.[11]"
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